Standing in front of the mirror, trying to decide whether today calls for gold hoops or silver studs, is a familiar ritual for many of us. While it might seem like a matter of mood or outfit, there is actually a little more science and a lot more personal magic to it.
If you’re a Black woman with melanin-blessed skin, understanding which jewellery tones complement your complexion can make a world of difference in how your accessories enhance your overall look. So how do you figure out whether gold or silver is truly your metal? It starts with knowing your undertone.

Unlike your surface skin colour, which can range from caramel to cocoa to deep espresso, your undertone refers to the subtle hues underneath your skin. These can be warm, cool, or neutral. One simple way to check your undertone is by looking at the veins on the inside of your wrist. If they appear green, you are likely warm-toned. If they lean more blue or purple, you are probably cool-toned.
If it is hard to tell or a mix of both, you are likely neutral. Another clue? Think about which colours tend to flatter you more. Do you look radiant in earth tones and bronze shades, or do jewel tones like sapphire and emerald make your complexion pop?

Now, let’s talk jewellery. If your skin has warm undertones, gold is your best friend. Whether it is classic yellow gold, rich rose gold, or warm brass accents, these tones harmonise beautifully with your skin and make it appear even more radiant. For many Black women with warm undertones, especially those with golden brown or dark chocolate skin, gold jewellery creates a soft, sun-kissed glow that feels both timeless and luxurious. From stacked bangles to statement hoops, gold pieces tend to melt into the skin in the most flattering way.

On the other hand, if your undertones are cool, silver is likely to be more your speed. Cool-toned Black women, often with skin that has plum, mahogany, or deep espresso hues, will find that silver jewellery creates a striking contrast that enhances their natural complexion. The bright, icy tone of silver stands out against the richness of their skin and adds a touch of polish and modern edge. White gold and platinum are also great options here if you want to elevate your look while keeping it sleek.

And for those of you blessed with neutral undertones, you get the best of both worlds. You can mix metals, layer silver and gold, or alternate depending on your outfit or mood. Your skin is flexible enough to play with tones, textures, and finishes. The result is a jewellery wardrobe that is both versatile and endlessly stylish.
But here is the thing. Rules are just a starting point. Personal style always has the final say. If you love the warmth of gold even though your undertones lean cool, or if silver just makes you feel powerful, then that is the right choice for you. These suggestions are helpful, but your confidence is what really makes a look shine. And if you ever feel torn between the two, consider mixing metals. Gone are the days when combining gold and silver was a fashion faux pas
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